Owning a coastal home offers scenic beauty and proximity to the ocean but also exposes your property to heightened flood risks. Securing appropriate flood insurance is crucial to safeguard your investment. This guide explores the best flood insurance options for coastal homes, including both National Flood Insurance Program (NFIP) policies and private insurers, along with … Read more
Homeowners insurance is designed to protect you from sudden, unexpected damages to your property — but when it comes to roof leaks, coverage depends on the cause of the damage. This article explains when home insurance covers roof leaks, common exclusions, how to file a claim, and tips to prevent future problems. When Does Home … Read more
Renting an apartment offers flexibility and convenience, but it’s essential to protect your personal belongings and liability with renters insurance. Fortunately, securing affordable renters insurance is straightforward, with numerous providers offering comprehensive coverage at competitive rates. This guide explores top options for cheap renters insurance, factors influencing premiums, and tips to obtain the best coverage … Read more
Homeowners Insurance for Older Homes: Insuring an older home presents unique challenges and considerations compared to newer constructions. Aged properties often feature outdated systems and materials that can increase the risk of damage and complicate repairs. Consequently, securing appropriate homeowners insurance requires a thorough understanding of these factors and the available coverage options. This article … Read more
Need car insurance as a high-risk driver? Compare the 5 best companies for DUIs, accidents, or poor credit in 2025, plus proven tips to lower your rates over time. Introduction: What Makes a Driver “High-Risk”? Insurers classify drivers as high-risk based on: ✔ Recent accidents (especially at-fault) ✔ DUI/DWI convictions ✔ Multiple traffic violations ✔ Poor credit history ✔ Lapse in coverage … Read more
Non-owner car insurance is a type of policy designed for individuals who don’t own a vehicle but still drive occasionally. It provides liability coverage when you drive a car that doesn’t belong to you, whether it’s a rental, a borrowed car, or part of a car-sharing service. Here’s a complete explanation of non-owner car insurance … Read more
Is pay-per-mile car insurance right for you? Discover the key advantages, drawbacks, and top providers in 2025 to decide if mileage-based coverage saves you money. Pay-per-mile car insurance is a flexible coverage option designed for drivers who don’t spend a lot of time on the road. Rather than paying a flat premium, you pay a base rate plus a … Read more
Discover how to qualify for low-mileage car insurance discounts in 2025. Compare top insurers, learn mileage thresholds, and maximize savings (up to 40% off) with usage-based programs. If you drive less than the average number of miles per year, you may qualify for a low-mileage discount on your auto insurance. These discounts reward drivers who use their … Read more
Find the best cheap car insurance for new drivers in 2025. Compare top providers, discounts, and expert strategies to save $500+/year as a first-time policyholder. Finding affordable car insurance as a new driver can be challenging due to limited driving history and higher perceived risk. Fortunately, several insurance providers offer budget-friendly plans designed to help new drivers … Read more
Looking for cheap health insurance for college students? Compare 6 budget-friendly options including school plans, ACA coverage, Medicaid, and parent’s insurance. Health insurance is essential for college students to protect against unexpected medical expenses and ensure access to routine care. Thankfully, there are affordable health insurance options tailored to students in 2025, providing coverage without straining … Read more